ORP Insurance Coverages
The Commonwealth provides Long-Term Disability and Group Term Life Insurance for Active Participants under the Optional Retirement Program. These benefits have been designed to provide survivor benefits and income protection for plan participants; supplementing your retirement account benefits prior to retirement. The premiums for these insurances are paid by the Commonwealth as part of the Employer Matching Contribution.
This section of the ORP web pages includes general information about the insurance benefits (FAQs below), specific descriptions of each policy’s provisions, and documents that you may download.
If you need additional help, please remember that you can always contact the Plan Administrator with any questions you have about the insurance coverages or the plan in general.