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Processing Claims for ORP Insurance Benefits

Long-Term Disability Claims
Group Life Insurance Death Benefit Claims
Group Life Insurance Accelerated Death Benefit Claims

Long-Term Disability Claims

Participants should apply for disability benefits as soon as they anticipate being away from their job for a long period because of injury or illness. The Campus Administrator must provide a Long-Term Disability Claim Form for any participant requesting one.

If a participant requests a Long-Term Disability Claim Form from you, contact the Plan Administrator. The Plan Administrator will send the claim form to either you or the participant, at your direction.

Group Life Insurance Death Benefit Claims

In the case of a Participant’s death, the Campus Administrator should notify the Plan Administrator as soon as they know of the death. The Plan Administrator will:

  1. Complete the basic claim form and send it to the insurance company; the Plan Administrator will contact the Campus Administrator for assistance in completing the form; and
  2. Distribute the Beneficiary Statements; collect the completed forms; and submit them to the insurance company along with the basic claim form.

Group Life Insurance Accelerated Death Benefit Claims

Accelerated Death Benefits are payable to an active Participant who is terminally ill and expected to die within a year. The Campus Administrator must provide an Accelerated Death Benefit (ADB) Claim Form to any participant requesting one.

If a participant requests an ADB Claim Form from you, contact the Plan Administrator. The Plan Administrator will send the claim form to either you or the participant, at your direction.

 

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