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Choosing A Retirement Plan
Employees of Massachusetts’ public higher education institutions who are eligible for ORP coverage must select the retirement plan under which their benefits will accrue: the Optional Retirement Program (ORP) or the State Employees’ Retirement System (SERS). The following sections are intended to help you understand both plans’ features, bolstering your ability to make a good choice:
You may also wish to review the ORP Enrollment Guide: