About MassTransfer

What if you could get everything you want out of college but keep cost—and therefore debt—to a minimum?

Beginning your college career at a community college is a smart choice. If you're from Massachusetts, attending a State U or UMass is already one of your most affordable options, but your tuition and fees can cost half as much during any time you spend at a Community College!

To help you leverage those savings toward completion of a State U or UMass bachelor's degree, Massachusetts’ public college and universities have joined together to offer a variety of cost-saving transfer pathways to reduce the sticker price of a State U or UMass bachelor’s degree. These pathways vary in requirements and total expected savings, so be sure to explore your options and choose the best pathway for you.

General Education Foundation
Get Started on a Bachelor's

Average Estimated Savings: 11%

MassTransfer provides any student in the Massachusetts public higher education system who completes the General Education Foundation with the benefit of satisfying the general education/distribution/core requirements at any other public higher education institution (with the receiving institution able to add no more than six additional credits or two courses).



A2B Degree
Go from A2B (Associate to Bachelor's)           

Average Estimated Savings: 28%

MassTransfer seeks to reward community college students who complete associate degrees at Massachusetts community colleges before they enroll in linked bachelor’s programs at Massachusetts state universities or University of Massachusetts campuses. Not only does MassTransfer guarantee full transfer of a minimum of 60 credits but, depending on their final GPA and/or prerequisite coursework, students who complete A2B Degrees (Associate to Bachelor’s) may also receive guaranteed admission and tuition discounts.

A2B Mapped

A2B Maps guarantee that courses listed and taken as major requirements will be accepted as major requirements at the receiving institution. Full-time students following A2B Mapped agreements may also choose to participate in the Commonwealth Commitment to achieve the highest possible cost savings among all MassTransfer options.

A2B Linked

Although A2B Linked agreements guarantee 60 credits will transfer, whether the credits are applied in your major, or as general education or electives is at the discretion of the receiving institution.



Commonwealth Commitment
Go from A2B, Fulltime

Average Estimated Savings: 40%

A2B Degree students who attend full-time and earn a 3.00 GPA or higher also have the opportunity to participate in the Commonwealth Commitment. The Commonwealth Commitment (available in “A2B Mapped” majors only) further rewards students with a freeze on tuition and fees for all four years, and 10% end-of-semester rebates.



Reverse Transfer
A2B in Reverse

Students who transferred from a community college without earning an associate degree may apply credits earned afterwards at a State U or UMass Campus back to their community college, essentially claiming their earned associate degree while staying on track to earn a bachelor’s as well.



Non-MassTransfer Options     
Other Ways to Transfer

If you are not following one of the MassTransfer Pathways, there are still transfer options available that let you take advantage of the course and program maps that have been created—search for course equivalencies between our community colleges, state universities and University of Massachusetts campuses.

Many community colleges have additional transfer agreements and campus equivalency guides with public and private colleges and universities that do not fall under the MassTransfer statewide policy.

If you're looking to transfer from a Massachusetts community college to a four-year independant college, you may be able to take advantage of the Massachusetts Independant College Transfer Guarantee (MA-Guarantee).