Educator Loan Repayment Program

The Educator Loan Repayment Assistance Program is designed to assist educators with the repayment of educational loans acquired to support their college expenses. The program prioritizes the recruitment and retention of a racially, culturally, ethnically, and linguistically diverse educator workforce consistent with MGL chapter 132 of the acts of 2019 to diversify the educator workforce. The program application will be available through mid-summer. Applicants who are currently part of the educator workforce in a public school in Massachusetts may be eligible to receive up to $7500 towards their outstanding loan debt.

Who is Eligible?

To be eligible for educator loan repayments, a person must:

Applicants may apply annually up to four years, after they have completed a year of full-time employment.

If funds appropriated are insufficient to award all applicants priority shall be given to educators working in school districts with higher shares of students who are designated as low income, as defined in said section 2 of said chapter 70.

Award Amounts and Terms

Recipient must:

Loan repayment amounts shall not exceed $7,500 per year and may be modified based upon funding availability or other circumstances.

Payment will be made annually only after the educator provides verification of satisfactory completion of a full year of teaching. If an educator does not complete the full year of teaching, the repayment assistance is forfeited for that year.

The total amount of awards made to any one recipient shall not exceed the total indebtedness remaining for that recipient.

Loan repayment assistance shall be in the form of payments from the state to the federal government servicer of an educator who has received the loan repayment assistance and shall be considered a payment on behalf of the educator.

The following education debts are not eligible for repayment pursuant to the Educator Loan Repayment Assistance:

Selection Process

How to Apply