The Commonwealth provides certain insurance benefits for employees who terminate employment with the state and meet specific age and service requirements. These benefits include:
Eligible employees’ survivors may be eligible for these benefits too. If they are, then the provisions governing the retiree’s income from the ORP will also apply to them. Consequently, retirees should incorporate these requirements in their financial and retirement planning. Retirees should contact the GIC to determine if their survivors meet their definition of those who would be eligible for insurance coverage after the retiree’s death.
The GIC administers the post-employment benefits. Participants should go directly to the GIC website for information about their insurance coverage and premium rates.
Employees who are eligible for post-employment benefits may access them under one of these two statuses:
The ORP plan administrator determines participants’ eligibility and status for post-employment benefits. This information is updated and reported to the GIC monthly.
A newly retiring participant’s status with the Group Insurance Commission (and any changes to their status) must be reported to the GIC on the Insurance Commission’s GIC Form-1.
On Campus: Campus benefits administrators will help newly retiring participants to complete Form-1. Campus administrators will authorize the form and send it to the GIC on behalf of their retiring ORP participant.
Off Campus: If a participant is no longer on campus, then they should contact the plan administrator to assist them in completing the Form-1. The Administrator will authorize and submit it to the GIC.